Entitlement to Benefits
When considering your best options for funding care the first stage is to ensure that all state entitlements are explored.
Here we consider the main benefits – but it is important to stress that depending on an individual’s circumstances and needs, there may be other benefits to which you, or your loved one, may be entitled.
For further information on all the benefits listed here (as well as all other benefits) visit the Department for Work and Pensions web site www.dwp.gov.uk.
|Pension Credits||Pension Credits provide a guaranteed minimum level of income by topping up your weekly pension if it is below the threshold – £137.35 if you are single, £209.70 if you have a partner.These amounts may increase further depending on individual circumstances. For example, if you are disabled then any addition will be assessed at the time of application.|
|Savings Credit||Those aged 65 or over may also qualify for Savings Credit; you may receive this on its own or along with the Guarantee Credit.You may be entitled to savings credit if you or your partner is aged 65 or over and have made some provision for your retirement for example savings/investments or a second pension. The level of benefit for savings credit can be up to:
|Disability Living Allowance||
|Constant Attendance Allowance||
|Council Tax Benefit||If you qualify for the Guarantee Credit element of Pension Credit then you would normally qualify to have your council tax paid in full. If you are not receiving the Guarantee Credit element and have savings in excess of £16,000 then you will not be eligible for Council Tax Benefit.The assessment to establish whether you qualify for support with your Council Tax if your savings are below £16,000 is based on your level of income and the amount of Council Tax that you pay|
|If any of the above is unclear, please feel free to contact us by phone or email with any of your questions.|
The information provided relating to benefits is based upon our understanding of current qualification criteria based upon information provided either by www.dwp.gov.uk or www.direct.gov.uk. To assess your individual circumstances you should seek appropriate advice and should not act on the information contained here as all circumstances are different.