If you live in England, the threshold after which you have to pay for your care in full is £23,250.
If your assets exceed £23,250, which includes most savings and investments but doesn’t include the value of your property, your local authority will consider you able pay for care yourself.
In calculating your financial situation on any assets jointly held, only the proportion you are deemed to own is taken into account. For example, a couple who have £30,000 in savings in a joint bank account would be seen as having £15,000 in assets per person.
You can ask your local council for a Financial Assessment to see if you qualify for help towards your care costs.